An exclusive Natwest black account for the higher-bracket customer, with a minimum sole income of £100,000. The account comes with a selection of features for leisure, travel and protection. It’s an appealing account, but is it worth it?

With all policies come exceptions and this account is no different. Although you can easily find the things that you are covered for, it’s more difficult to determine what you’re not covered for and this can make you come unstuck with things such as breakdown cover, gadget cover and travel insurance. Natwest will not pay for any of the costs it takes to repair a vehicle, simply the transportation from the breakdown to the garage and thus you will either have to pay for these yourself or take out an additional policy elsewhere making this one fruitless.

The account costs £24 per month and has an annual APR of 13.96%. It’s not a cheap account, and it’s not supposed to be as its main selling point is its desirability. However, regardless of how wealthy a person is nobody likes to be ripped off and if you think that you have been missold this premium account, then the experts at Quantum Refunds can confirm if this is the case, and get the ball rolling to claim your money back.