Making a claim on your Halifax ultimate reward account
The Halifax Ultimate Reward Account costs £180 a year, includes travel insurance, breakdown cover, mobile phone insurance, home emergency cover and card protection. At first, it may seem like a great deal – all your financial concerns taken care of by your trusted bank – or are they?
You can pay anything from £1 to £5 daily (in addition to your £180 annual fee) for the overdraft facility and when it comes to the many features, not all are as great as they initially seem. For example, your travel insurance ceases fully when you reach 71 (65 for winter sports cover), children are not included in the policy and your excess is a minimum of £50. There’s much better, more comprehensive and cheaper travel insurance out there without a doubt. Your home emergencies cover only applies if that emergency will cost less than £250 to repair – so the things that you presumed you were covered for may not be included at all.
Did you take this account on and were you fully aware of the exceptions and charges? Did you feel pressured or hounded into opening the account? If you think you may have been mis-sold the account then the experts at Quantum Refunds can provide clarification for this today and look into getting back the money you are owed.
Download your claim forms direct from our website by clicking here and start your claim with the financial experts