Top Tips for Setting a Monthly Budget

A monthly budget can really make your money go further – and leave you feeling much more in control of your finances (and your life) as a consequence. It also allows you to find extra pennies which can be saved for a rainy day – or perhaps something a little more exciting like a holiday…

Questions to ask your mortgage lender

When it comes to choosing a mortgage, you can’t rush things or try to cut corners. Such a major investment requires a great deal of thought and planning, and no stone should be left unturned. When meeting with a mortgage lender there are a few questions that should be asked to ensure you are working…

8 mobile apps to help you budget

With the increasing popularity of smartphones and mobile devices, it has never been easier to keep track of your household budget. There are many apps available on the market to help you keep track of your incomings and expenses and help you achieve your savings targets.     Banking apps Most national banks and building…

How to improve your credit rating

Having a good credit rating is so important in life, as without one it can be very hard to establish the services you need. A poor credit rating will affect everything including your ability to secure a mortgage, credit card or loan, but also impact more everyday aspects of your financial life, including mobile phone…

£8,000 packaged bank account refund success

This post relates to an £8k packaged bank account refund that was awarded to loulouxx in relation to a  packaged account refund of fees and associated interest from Natwest. Background I took out a NatWest Advantage Gold Account in November 2001 in the Branch. This was my first experience of ‘Adult Banking’ as I was…